NRI Capital Gains Tax Advisory
Accurate Calculations for Property and Investment Gains
Selling property, redeeming mutual funds, exiting equity, or liquidating assets in India as an NRI comes with strict capital gains rules. One small miscalculation can lead to excess TDS deduction, incorrect tax liability, delayed refunds, or tax notices that are difficult to resolve from abroad.
Our NRI Capital Gains Tax Advisory service provides accurate computation, indexation, exemption analysis, DTAA application, and structured guidance to help you minimise tax liability legally and stay fully compliant with Indian tax regulations.
We apply correct tax laws, verify documents, calculate short term or long term gains, and advise you on the most efficient way to file your returns and reclaim excess TDS deducted by buyers or intermediaries.
This service is ideal for NRIs selling property, redeeming long term investments, or planning asset exits in India.
“All NRI property sales attract high TDS, often more than actual tax liability. Accurate capital gains working is essential to claim refunds.”
“Indexation benefits apply only to long term capital gains and must be calculated using the correct Cost Inflation Index (CII).”
What You Get With This Service
Feature | Benefit |
|---|---|
Accurate capital gains computation | Prevents overpayment of tax |
Correct indexation using CII | Optimises long term gain calculation |
Exemption eligibility review | Reduces tax liability legally |
Inherited or gifted asset treatment | Correct cost determination |
TDS reconciliation | Helps claim excess TDS refund |
DTAA analysis | Prevents double taxation |
RM support | Single point of communication |
Escrow safety | Secure service payments |
Query Form
- Advisory depends on accurate information shared by the client.
- Incorrect or missing documents may delay service.
- Treaty benefits depend entirely on your country of residence and valid proof.
- NRIHelpLine will provide accurate computation and advisory, but tax outcomes depend on government systems.
- Clients must verify filings as required.
- Counseling fee is fully adjustable upon confirmation of service.
- Refunds apply only if NRIHelpLine is unable to provide advisory due to internal limitations.
- No refunds for invalid or incomplete documents provided by the client.
- Refunds processed through the original payment method.
Who Needs This Service
This service is built for NRIs who are:
- Selling residential or commercial property
- Selling inherited property
- Transferring gifted property
- Redeeming mutual funds (equity or debt)
- Selling shares or ESOPs
- Liquidating long term assets
- Calculating TDS refund for previously sold assets
- Planning upcoming property sales
- Handling complex cases with multiple owners or inherited titles
If you are selling property or redeeming investments, you must compute capital gains accurately before filing your ITR.
Understanding the Problem
Capital gains tax is one of the most complex areas in NRI taxation because multiple rules apply at once.
TDS mismatch
Buyers often deduct 20 percent to 30 percent TDS, which is higher than actual tax liability.
Incorrect CII usage
Many accountants use outdated indexation values that produce incorrect results.
Wrong LTCG or STCG classification
Holding period rules differ for real estate, equity, and mutual funds.
Exemptions not applied
Section 54, 54F, and 54EC benefits can significantly reduce liability if calculated correctly.
Incorrect treatment of inherited property
Cost of acquisition rules are different for inherited or gifted assets.
Incorrect treatment of renovation expenses
Many NRIs lose tax benefits by not documenting improvements properly.
DTAA advantages ignored
Your country of residence may offer credit for capital gains tax.
NRIHelpLine ensures every rule is applied accurately.
Why NRIs Trust NRIHelpLine for Capital Gains Advisory
Specialised NRI tax expertise
We handle thousands of NRI tax cases involving property and investment sales.
Precision based computation
We apply every legal benefit available.
Startup India and IIT Catalyst backed
Your case is handled by qualified professionals.
Clear, simple breakdowns
You understand your liability without any confusion.
Escrow protected payment
Safe and transparent transactions.
End to end accuracy
Zero guesswork. We validate every number.
Expert Warning from NRIHelpLine
Many NRIs lose large refunds because they depend on the buyer or a local broker to calculate tax. These calculations are often incorrect and ignore exemptions, DTAA benefit, or indexation. You should never rely on informal calculations when selling property.
Documents Required
Your NRIHelpLine Relationship Manager will tailor this, but commonly required items include:
Passport Copy | PAN | Purchase Deed | Sale Deed | TDS Certificates From Buyer | Cost Of Improvement Bills | Broker Statements (Mutual Funds) | Inheritance Documents (If Applicable) | Gift Deed (If Applicable) | Bank Statements | Property Tax Receipts | Indexation Related Documents
Our Step by Step Capital Gains Advisory Process
NRIHelpLiine ProcessCase Review
We understand the nature of the asset, purchase history, sale details, and timeline.
.
➤
Document Verification
Your RM checks sale deeds, purchase deeds, and supporting documents.
➤
➤
CII Based Indexation
We compute indexed cost of acquisition and improvements using the correct CII table.
➤
➤
➤
Exemption Eligibility Review
We check if you qualify under Section 54, 54F, or 54EC.
➤
➤
➤
➤
Capital Gains Computation
We calculate long term or short term gains accurately.
➤
➤
➤
➤
➤
TDS Reconciliation
We compare buyer deducted TDS with actual tax liability.
➤
➤
➤
➤
➤
➤
Advisory and Filing Support
We prepare a detailed summary for your tax filing and refund claim.
◼
Visit our Blogs
Frequently Asked Questions
FAq
Q1. Which ITR form should an NRI file?
Most NRIs file ITR-2 unless they have business income, in which case ITR-3 is filed.
Q2. Is rental income taxable for NRIs?
Yes. Standard deduction and municipal taxes apply.
Q3. Do NRIs need to file taxes in India if they earn abroad?
If you are NRI under the Income Tax Act, foreign income is not taxable.
Q4. Is DTAA helpful for NRIs?
Yes. It prevents double taxation between India and your resident country.
Q5. Can NRIs claim TDS refund?
Yes. Excess TDS deducted during property sale or rent can be refunded.
Q6. Do NRIs need a PAN card?
Yes, for most financial and taxation activities.
Q7. Is Form 15CA required for sending money abroad?
Yes. It is required for most outward remittances.
Q8. What is Form 15CB?
This is a CA certificate required before certain foreign remittances.
Q9. Can NRIs file taxes without coming to India?
Yes, for most financial and taxation activities.
Q10. How long does an NRI refund take?
Yes, for most financial and taxation activities.
Our Other NRI Tax Solutions
INCOME TAX RETURN - Basic
INCOME TAX RETURN (Rent+CG+FI)
DTAA ADVISORY
FORM 15CA
FORM 15CA+15CB
Capital Gains Calculator
TDS Refund for NRIs
NRI TAX Planning Advisory