NRI Tax Planning
Strategic Year Round Tax Optimisation for NRIs
Managing taxes as an NRI is not a once a year exercise. Your income may come from multiple sources across countries, and your tax liability depends on your residential status, investments, repatriations, property ownership, international income, and Indian compliance rules.
Without a proper tax planning strategy, NRIs often end up paying more tax than required, missing exemptions, losing foreign tax credits, or making decisions that trigger unnecessary TDS or scrutiny later.
Our NRI Tax Planning service creates a personalised strategy that helps you reduce your tax burden legally, stay compliant with the Income Tax Act, apply the correct DTAA rules, plan repatriations smartly, and optimise your Indian tax position across the entire year.
We help you understand what to do, when to do it, and what to avoid so you protect your money and stay fully compliant.
“Your residential status determines your entire tax liability. Incorrect status calculation can change your tax outcome completely.”
“NRIs can avoid major tax losses by planning property sales, repatriation, and investments with the correct timing and documentation.”
What You Get With This Service
Feature | Benefit |
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Correct residential status calculation | Prevents major filing and tax errors |
Income classification and mapping | Full clarity on liabilities |
DTAA benefit analysis | Reduces global double taxation |
Year round tax planning | Better decisions and lower tax |
Property and investment advice | Financially sound choices |
Repatriation strategy | Smooth and compliant fund transfers |
RM support | One expert contact for all queries |
Escrow protection | Secure payments |
Query Form
- Advisory depends on accurate information shared by the client.
- Incorrect or missing documents may delay service.
- Treaty benefits depend entirely on your country of residence and valid proof.
- NRIHelpLine will provide accurate computation and advisory, but tax outcomes depend on government systems.
- Clients must verify filings as required.
- Counseling fee is fully adjustable upon confirmation of service.
- Refunds apply only if NRIHelpLine is unable to provide advisory due to internal limitations.
- No refunds for invalid or incomplete documents provided by the client.
- Refunds processed through the original payment method.
Who Should Use This Service
This service is ideal for NRIs who:
- Have mixed income from India and abroad
- Want to avoid double taxation
- Own property in India or plan to sell property
- Want to reduce TDS on Indian income
- Want to optimise investment returns
- Need help understanding residential status
- Have rental income, interest income, or capital gains
- Want to plan foreign remittances
- Want to maximise exemptions and deductions
- Want a clear roadmap for Indian tax compliance
If you want clarity and control, this is your service.
Understanding the Problem
NRI tax planning is complex because of:
Residential status confusion
Your status changes depending on the number of days you spend in India.
Multiple income categories
Salary, rent, investments, capital gains, business income, and foreign income must be classified correctly.
DTAA applicable only under specific conditions
Treaty benefits apply only when residential proof and tax paid documents are correct.
Complex TDS rules
NRIs face high TDS on several categories that can be reduced or recovered with planning.
Property transactions
Selling or buying property without proper tax planning results in heavy tax loss.
Investment decisions
Not all investment products are tax efficient for NRIs.
Repatriation rules
You must plan which accounts to use for transfers, and when.
NRIHelpLine helps you create a clear and compliant plan.
Why NRIs Choose NRIHelpLine for Tax Planning
Expert level tax advisory
We specialise in NRI specific tax rules, exemptions, and treaties.
Clarity and simplicity
You get a clear roadmap that removes confusion and helps you make better decisions.
Startup India and IIT Catalyst backed
Your tax planning is handled by trusted professionals.
Year round guidance
Not just filing season. We guide you through the whole year.
Escrow protected payment
Safe, transparent, and reliable.
Expert Warning from NRIHelpLine
Most NRI tax problems come from decisions made without understanding the long term tax impact. Once you trigger TDS, LTCG, FTC restrictions, or repatriation rules, it cannot always be reversed. Planning everything early prevents expensive mistakes.
Documents Required
Your NRIHelpLine Relationship Manager will tailor this, but commonly required items include:
Passport | Pan | Days Spent In India | Salary Slips | Foreign Tax Documents | Rental Agreements | Property Purchase Or Sale Deeds | Investment Summaries | Mutual Fund Statements | Bank Statements | Capital Gains Documents | AIS And TIS
Our Step by Step NRI Tax Planning Process
NRIHelpLiine ProcessResidential Status Calculation
We determine whether you are NRI, RNOR, or Resident based on day count rules.
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Income Mapping and Categorisation
We list every source of Indian and foreign income.
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Tax Exposure Analysis
We identify where tax applies, where TDS applies, and where exemptions exist.
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DTAA Review
We examine your country specific treaty to maximise credits and avoid double tax
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Investment and Property Planning
We evaluate your capital assets and future plans for tax impact.
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Repatriation Strategy
We plan when and how you should move funds legally and efficiently.
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Year Round Tax Roadmap
We create a personalised plan with timelines, guidance, priority actions, and compliance steps.
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Frequently Asked Questions
FAq
Q1. Which ITR form should an NRI file?
Most NRIs file ITR-2 unless they have business income, in which case ITR-3 is filed.
Q2. Is rental income taxable for NRIs?
Yes. Standard deduction and municipal taxes apply.
Q3. Do NRIs need to file taxes in India if they earn abroad?
If you are NRI under the Income Tax Act, foreign income is not taxable.
Q4. Is DTAA helpful for NRIs?
Yes. It prevents double taxation between India and your resident country.
Q5. Can NRIs claim TDS refund?
Yes. Excess TDS deducted during property sale or rent can be refunded.
Q6. Do NRIs need a PAN card?
Yes, for most financial and taxation activities.
Q7. Is Form 15CA required for sending money abroad?
Yes. It is required for most outward remittances.
Q8. What is Form 15CB?
This is a CA certificate required before certain foreign remittances.
Q9. Can NRIs file taxes without coming to India?
Yes, for most financial and taxation activities.
Q10. How long does an NRI refund take?
Yes, for most financial and taxation activities.
Our Other NRI Tax Solutions
INCOME TAX RETURN - Basic
INCOME TAX RETURN (Rent+CG+FI)
DTAA ADVISORY
FORM 15CA
FORM 15CA+15CB
Capital Gains Calculator
TDS Refund for NRIs
NRI TAX Planning Advisory